Get a Financing Plan Adapted to Your Needs
Financing at Jubilee Ford in Saskatoon is always a simple and enjoyable process in which you will never feel pressured. The key to our success at Jubilee Ford is that we work as a team with our clients in a respectful, honest environment, where the only goal is to help you find the right financing plan for your needs.
At Jubilee Ford in Saskatoon, we have attractive financing and leasing plans for all of our new vehicles as well as affordable financing on all of our pre-owned vehicles. You'll see, it's easy to save at Jubilee Ford when you buy a new vehicle.
Our team of financing experts will, first of all, make sure they understand your situation, budget, expectations, and lifestyle. This is how we are able to offer you a financing solution that is tailored to you. Afterwards, we will take the time to explain the financing and leasing plans available so that you can make an informed decision.
Imagine the possibilities of credit freedom
As an industry leader, we know getting credit to buy a pre-owned vehicle can be difficult, especially if you are new to Canada. That’s why the Wyant Group has a dedicated financing division, Saskatoon Automotive Group Acceptance. We provide auto loans to customers who have either no credit or tarnished credit, when no other financial institutions are willing to. We value their business and strive to provide them with stress free financing and excellent service.
SAGA is committed to helping good people establish good credit. Our goal is to help good people get into a quality vehicle at an affordable price, based on their monthly income. While doing so, we are able to help them establish or re-establish their credit in as little as 12 -18 months, by reporting monthly to Equifax Canada (credit bureau). A vehicle loan is one of the fastest ways to establish credit.
Our customers are more than just an Equifax beacon score to us. Many factors come into consideration when evaluating if someone will be approved for financing or not. It is important for us to meet each customer so that we are able to sit down and listen to
their story. We understand that sometimes uncontrollable circumstances may lead to undesirable financial outcomes; we want to help give these people a fresh start. Our process is not only about providing our customers with a vehicle but educating and
helping them build their credit.
We have a dedicated team working on this program, so that we can provide a more focused and personal service for our customers. Once we feel as though enough time has passed for them to establish their credit, we can upgrade them to a new or newer vehicle through the traditional lending institutions with a lower interest rate.
The Equifax Credit Score TM ranges from 300-900. The lower the score the more difficult it becomes to get approved for a loan. Lenders also tend to look at other factors such as income, job or other assets owned.
When we meet with a potential customer, we want to hear their story. Their score and the fact that they have filed bankruptcy is less significant to us; we are more concerned with why they have filed bankruptcy. We feel as though it is important to look at the
contributing factors and take them into consideration when approving a loan. Some of the uncontrollable circumstances we recognize include:
- Marital breakup
- Spouse loses job
- Child gets sick
- Loss of job due to market conditions/the company you work for closes
- Loss of job to health problems (e.g. heart attack, stroke)
- Injury in an auto accident
If you have an auto loan and claim bankruptcy it is policy for most lenders to automatically repossess your vehicle regardless of payment status, even though families need a vehicle, and it will only worsen their financial situation. We know that all it takes is losing part of an income for good people to easily find themselves in financial distress and we want to help them.
How do I apply?
Contact Dwayne Middlebrook at dwaynem@wyantgroup.com or call him toll free at 1.877.377.0822. Dwayne will explain the process and answer any of your questions. OR visit us at 419 Brand Place in Saskatoon.
Q&A
Q: Does it cost anything to apply?
A: There is absolutely no cost. We simply would like the opportunity to meet you and explain our program further.
Q: How long does the application take?
A: Once we have all the minimum requirements, you will have an approval within 1 – 2 hours.
Q: How long does it take to establish credit?
A: It generally takes between 12 to 18 months to establish enough credit for traditional bank financing.
